Understanding your tenancy agreement
A tenancy agreement is a legally binding contract between you (the tenant) and a landlord or accommodation provider. It sets out the legal terms and conditions of your stay, outlining both your rights and responsibilities as a tenant, and the landlord's obligations to maintain the property.
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What happens when you sign a tenancy agreement
By signing the agreement, you commit to paying rent for the entire agreed duration or term. Even if you decide to leave the property early, drop out of university, or fall out with housemates, you remain legally liable for the rent unless you formally end the agreement in line with the tenancy or find an agreed replacement tenant.
This includes online bookings if you proceed to click through to 'sign' a contract online (this is sometimes called 'making a booking' or 'accepting an offer').
Even if you don't move in, pick up the keys, or pay a deposit/provide ID/provide a guarantor's details, once you've signed the contract you are bound by the terms of the agreement.
What a tenancy agreement should include
Basic details
The tenancy agreement will set out the basic details of the tenancy as well as the rights and responsibilities of the tenant and landlord.
- Address of the property being rented.
- Full names and contact details of:
- all tenants,
- the landlord,
- any agent managing the property.
- Start date and duration of the agreement, including information on how to end the tenancy.
- Rent details:
- The amount,
- Payment dates,
- Payment frequency (e.g. monthly or aligned with student maintenance loans)
- Deposit details: The security deposit amount (capped at a maximum of 5 weeks' rent) and which government-backed deposit protection scheme it will be held in.
- Tenant and Landlord responsibilities: Who handles repairs, maintenance, garden upkeep, and safety compliance.
Bills
The tenancy agreement should have clear details on whether utility bills (water, gas, electricity, Wi-Fi) are included or if they are the tenant's responsibility.
Make sure to read the agreement carefully to see what is included. Some tenancies may include some, but not all, bills. For example, water bills may be included in the rent, but tenants are responsible for other bills such as Wi-Fi.
Even where a tenancy agreement includes all bills, there may still be some restrictions on usage or bills you need to pay yourself, for example, if you need a TV licence.
Setting up and splitting bills
If you manage bills yourselves, try to divide responsibility evenly. If bills are in your name, you are legally responsible for paying them, even if your housemates haven't given you their share.
Fair usage policies
Many tenancy agreements include a fair usage policy capped at a specific monetary or energy limit per month/year. If your household consistently leaves heating on high, leaves appliances running unnecessarily, or uses excessive energy beyond this agreed-upon limit, the landlord or utility provider has the right to charge you for the extra usage, meaning housemates will have to split any overages out of pocket.
Council Tax Exemption Rules: Full-time students living in a household where every resident is a full-time student are 100% exempt from paying Council Tax. To claim this, you must download your official "Council Tax Exemption Certificate" from your My Student Record account and submit it to the local city council as soon as your tenancy begins.
Note: If even one person in the house drops out, graduates early, or is studying part-time, the household loses its total exemption.
Joint vs Individual Tenancies
Joint Tenancy
Common in shared student houses. You likely have a joint tenancy if you and your housemates sign a single contract together.
You are "jointly and severally liable", meaning if one housemate stops paying rent or damages the property, the landlord can legally demand the missing money from any or all of the remaining tenants and any guarantors.
As the agreement is for the whole flat, this means that you and the other tenants have "exclusive possession" of the whole property, meaning that the landlord cannot enter the property without notice and permission.
If one tenant ends the tenancy, this ends the agreement for all the tenants.
Individual Tenancy
Common in halls or room-by-room lets. You likely have an individual tenancy if you sign a separate contract for your specific bedroom and shared access to communal areas.
You are only liable for your own rent and any damage to your room or shared areas directly caused by you.
Individual tenancies in shared houses or flats are usually only for the room that you rent. You have "exclusive possession" of this room but only the right to access shared areas. This means that the landlord can access shared areas without notice or permission, but not your room.
Tenancy terms
Once you sign the agreement, you are bound by the terms of the agreement. However, there are some limits on what a tenancy can and must include, even if not explicitly stated in the agreement.
Unfair terms
Under the Consumer Rights Act 2015, terms in a tenancy agreement must be fair and balanced.
- The tenancy agreement should be written in plain language, and all information must be easily accessible to the tenant. E.g. it cannot include hidden fees.
- A contract term cannot remove rights that you have as a tenant by law or remove liability from a landlord for their obligations. E.g. the landlord cannot require you to pay for structural repairs to the property.
- Tenancy terms cannot be one-sided or heavily favour the landlord. E.g. The contract cannot allow the landlord to terminate the tenancy at any time but not allow the tenant to do the same.
Implied terms
Even if your agreement does not specifically state certain things, there are some legal rights and responsibilities that automatically apply to your tenancy by law, even if they aren't mentioned anywhere in your paperwork.
Terms that apply to the landlord
The Right to Quiet Enjoyment
Your landlord cannot harass you, show up unannounced, or enter your room without proper notice (usually 24 hours). It's your home while you rent it.
Fitness for Human Habitation
Your accommodation must be safe and liveable. This means working heating, reliable hot water, secure locks, and no severe damp, mould, or pest infestations.
Terms that apply to you as a tenant
Tenant-Like Care
You have a legal duty to act reasonably - like keeping the place clean, reporting maintenance issues promptly, turning off taps to prevent floods, and not causing damage.
Paying rent
Even if a clause is somehow vague, you have a baseline obligation to pay your rent on time in exchange for living there.
Types of tenancy agreement
Assured tenancies
Since the Renters' Rights Act 2025 was implemented on 1 May 2026, most tenancy agreements are Assured Tenancies.
Is my tenancy Assured?
You likely have an assured tenancy if:
- You live in a shared house or flat with other students managed by a high-street letting agent or independent landlord.
- You live in a shared house or flat with some students and some non-students.
- You live on your own, in a property that does not require you to be a student.
Features
Features of an assured tenancy include:
- The tenancy is rolling and periodic (weekly or monthly) with no fixed terms or end date.
- Landlords can only evict you on specified grounds, including ground 4a which is a specific to student housing (see below)
- Tenants can give 2 months' notice to quit (see below)
Exemptions
Your tenancy is likely to be exempt if it is one of the following:
- Private Purpose-Built Student Accommodation - Accommodation built specifically for students that meets specific code exemptions (see below).
- Resident Landlords - If you live with your landlord (e.g., renting a room as a lodger and sharing living spaces). Find out more about rental agreements for lodgers.
- Council and Social Housing - Council housing tenancies (and most registered housing association social housing) are initially excluded from the immediate rollout of the Act. Find out more about Council housing tenancies.
- If your housing is provided as part of your job - This could be temporary housing provided by an employer or a premises that comes with a role, such as a pub landlord. Find our more about accommodation that comes with your job.
- Short term or holiday lets - Seasonal lets or Airbnbs contracted for less than 6 months.
Find out more about assured tenancies, including how to end the tenancy, the eviction process, or making a complaint.
Common Law tenancies for Purpose Built Student Accommodation (PBSA)
Certain Purpose-Built Student Accommodations (PBSAs) are exempt from the standard tenancy rules under the Renters' Rights Act 2025.
This means they are able to issue common law tenancies. This is a type of tenancy agreement that is governed primarily by contract law. However, they are also required to meet the standards set out in the National Codes for Accommodation owned or managed by Non-Educational Establishments.
Is my tenancy Common Law?
You likely have an a PBSA common law tenancy if:
- You live in a cluster flat with a shared kitchen in a building which is only rented out to students.
- You live in a studio in a building only rented out to students.
- The company runs the property is a private halls of residence or student accommodation provider.
Note: All accommodation booked through the University Accommodation Service is in PBSA, issuing common law tenancies.
Features
Features include:
- Requirement that you confirm your student status on booking and moving in
- Fixed term contracts for the academic year
- Rent in advance or rent payment dates lined up with maintenance loan payment dates
Requirements to meet the exemption
For them to be exempt from the Renters' Rights Act they must:
- Be part of a building occupied by more than 15 students
- Be a member of The National Codes
Check online to see if your property is a member of the National Code. If the property you live in is not listed, it is not eligible for the PBSA exemption to the Act, and you have an assured periodic tenancy.
Note: Tenancy agreements produced in the run up to the introduction of the new Act may say they are Common Law but may not be drafted correctly. You may instead be on an Assured Shorthold Tenancy that will convert to an Assured Periodic Tenancy. Get in contact with the advice centre to have your contract checked.
Find out more about common law tenancies, including how to end the tenancy, the eviction process, or making a complaint.
Key differences between tenancies
Depending on the type of tenancy agreement you hold, your rights and procedures vary across a few core areas.
| |
Assured |
Common Law for PBSAs |
| Property type |
Shared student houses, private flats, or properties rented via letting agents. |
Private halls containing cluster flats and studios rented from student housing providers.
|
| Contract length/term |
Rolling periodic - continuous on a weekly or monthly basis with no fixed end date. |
Fixed-term contract - locked in for the academic year (e.g. 44 or 51 weeks). |
|
How tenants can leave
|
Tenants can give 2 months' written notice to end the rolling tenancy.
|
Tenants are locked into the fixed term and typically can only leave early under specific circumstances.
|
| Landlord eviction rules |
Landlords can only evict using specific statutory grounds.
|
Limited protection from eviction.
|
| Governing framework |
Governed by the Renters' Rights Act and housing acts. |
Governed primarily by contract law and the National Codes. |
Renting laws
Understanding the core laws that govern student renting is essential for protecting your rights.
General
- Renters' Rights Act 2025: The Renters' Rights Act strengthened protections for private renters in England by ending "no-fault" evictions, improving security of tenure, and giving tenants greater rights and protections in the private rented sector.
- Housing Act 1988: Governs how standard private tenancies work, setting out the legal notice periods and official court processes a landlord must follow to legally regain possession of a property. This was substantially amended by the Renters' Rights Act in 2025.
- ANUK/Unipol National Codes: A voluntary accreditation scheme which sets independent quality and safety standards for Purpose Built Student Accommodation. Membership of the scheme is required for PBSA providers to issue common law tenancies.
Repairs, Safety, and Living Standards
- Landlord and Tenant Act 1985 (Section 11): Sets out the landlord's core, inescapable legal duty to keep the structure and exterior of the property in repair, alongside keeping installations for water, gas, electricity, sanitation, and space/water heating in proper working order.
- Assured and PBSA common law
- Homes (Fitness for Human Habitation) Act 2018: Gives tenants the right to take a landlord to court if their home is not fit to live in (e.g. due to severe damp, mould, structural hazards, or pest infestations) at the start of or during the tenancy.
- Assured and PBSA common law
- Housing Act 2004 (HHSRS): Introduces the Housing Health and Rating System, which requires properties to be free from severe hazards that could risk a tenant's health or safety.
- Assured and PBSA common law
Money
- Tenant Fees Act 2019: Bans most upfront administrative fees, reference check costs, holding deposit traps, and compulsory end-of-tenancy professional cleaning charges. It also caps tenancy deposits at 5 weeks' rent (if annual rent is under £50,000).
- Assured and PBSA common law
- Housing Act 2004 (Part 6): Requires landlords and letting agents to protect your tenancy deposit in a government-approved scheme (like TDS, DPS, or MyDeposits) within 30 days of receiving it, and to provide you with the official "prescribed information".
- Assured only, however the National Code also requires that deposits are protected.
Harassment and Eviction
- Protection from Eviction Act 1977: Makes it a criminal offence for a landlord to unlawfully evict you (e.g. changing locks without a court bailiff) or harass you (e.g. cutting off utilities or turning up unannounced to intimidate you).
- Assured and PBSA common law (however only basic protections apply for PBSA common law tenancies)
Fairness in Contracts
- Consumer Rights Act 2015 (Part 2): Requires all consumer contracts - including student tenancies - to be fair, transparent, and written in plain language. Any term found to be heavily weighted against the tenant to create a "significant imbalance" is legally unfair and unenforceable.
- Assured and PBSA common law
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